dkb-robo

dkb-robo is a python library to access the internet banking area of "Deutsche Kreditbank" to fetch

account information and current balances
transactions from creditcards and checking accounts (Girokonten)
query the content of "DKB Postbox"
get standing orders (Dauerauftrag)
get information about credit limits and exemption orders (Freistellungsauftrag)

Starting from version 0.9 dkb-robo can handle the 2nd factor DKB introduced to fulfill the PSD2 obligations. Starting from September 2019 logins must be confirmed by either

one of the two DKB-Banking apps
Insertion of a TAN created by either ChipTan method or TAN2Go app

The introduction of a 2nd factor does limit the usage of dkb-robo for automation purposes. DKB is unfortunately ~~not willing/ not able~~ not allowed to open their PSD2-API for non-Fintechs. I discussed this with them for weeks at some point they stopped responding to my emails so I gave up.

Getting Started

These instructions will get you a copy of the project up and running on your local machine.

Prerequisites

To run dkb-robo on your system you need

Python
mechanicalsoup - Stateful programmatic web browsing library
cookielib - library for Cookie handling for HTTP clients
Beautiful Soup - a Python library for pulling data out of HTML and XML files.

Please make sure python and all the above modules had been installed successfully before you start any kind of testing.

Installing

via Pypi

> pip install dkb_robo

manually for all users

download the archive and unpack it
enter the directory and run the setup script

> python setup.py install

manually for a single user

download the archive and unpack it
move the "dkb_robo" subfolder into the directory your script is located

Usage

you need to import dkb-robo into your script

> from dkb_robo import DKBRobo

create a new DKBRobo context handler and login to DKB portal

> with DKBRobo(dkb_user, dkb_password, tan_insert, debug) as dkb:

dbk_user: username to access the dkb portal
dkb_password: corresponding login password
tan_insert: (True/False) TAN usage - dbk-robo will ask for a TAN (generated by either ChipTan or TAN2go) during login
debug: (True/False) Debug mode

After login you can return the

the last login date

> print(dkb.last_login)
14.03.2019, 13:19 Uhr

a dictionary containing a list of your accounts, the actual balance and a link to fetch the transactions

> from pprint import pprint
> pprint(dkb.account_dic)
{0: {'account': u'DExx xxx xxxx xxxx xxx xx',
     'amount': -9999.99,
     'date': u'15.03.2017',
     'details': u'https://www.dkb.de/banking/finanzstatus?$event=details&row=0&group=0',
     'name': u'checking account',
     'transactions': u'https://www.dkb.de/banking/finanzstatus?$event=paymentTransaction&row=0&group=0',
     'type': 'account'},
 1: {'account': u'DExx xxx xxxx xxxx xxx xx',
     'amount': 999999.99,
     'date': u'15.03.2017',
     'details': u'https://www.dkb.de/banking/finanzstatus?$event=details&row=1&group=0',
     'name': u'savings account',
     'transactions': u'https://www.dkb.de/banking/finanzstatus?$event=paymentTransaction&row=1&group=0',
     'type': 'account'},
 2: {'account': u'XXXX********XXXX',
     'amount': 0.0,
     'date': u'15.03.2017',
     'details': u'https://www.dkb.de/banking/finanzstatus?$event=details&row=2&group=0',
     'name': u'first creditcard',
     'transactions': u'https://www.dkb.de/banking/finanzstatus?$event=paymentTransaction&row=2&group=0',
     'type': 'creditcard'},
 3: {'account': u'XXXX********XXXX',
     'amount': -9999.99,
     'date': u'15.03.2017',
     'details': u'https://www.dkb.de/banking/finanzstatus?$event=details&row=3&group=0',
     'name': u'second creditcard',
     'transactions': u'https://www.dkb.de/banking/finanzstatus?$event=paymentTransaction&row=3&group=0',
     'type': 'creditcard'}}

to get the list of transactions for a certain checking account or a credit card use the following method

tlist = dkb.get_transactions(link, type, date_from, date_to)

link - link to get transactions for a specific account - see former step if you do not know how to get it
type - account type (either "account" or "creditcard") - see former step if you do not know how to get it
date_from - start date in European notation (DD.MM.YYYY)
date_to - end date in European notation (DD.MM.YYYY)

this method returns a list of transactions in the below format

> from pprint import pprint
> pprint(tlist)
[{'amount': u'0.16',
  'amount_original': u'',
  'date': u'13.03.2017',
  'text': u'Umbuchung DEUTSCHE KREDITBANK AGERSTATTUNG AUSLANDSEINSATZENTGELT'},
 {'amount': u'-12.50',
  'amount_original': u'',
  'date': u'12.03.2017',  
  'text': u'Lastschrift PREBIFIX GmbH K111631 Anz 10'},
 {'amount': u'-18,82',
  'amount_original': u'-27,34 CAD',
  'date': u'12.03.2017',  
  'text': u'SENS HOUSEOTTAWA'}]

to get the credit limits per account or credit-card the method get_credit_limits() must be used

> c_list = dkb.get_credit_limits()

This method returns a dictionary of all identified accounts including the credit limit per account

{u'XXXX********XXXX': u'100.00',
 u'4748********XXXX': u'10000.00',
 u'XXXX********XXXX': u'10000.00',
 u'DEXX XXXX XXXX XXXX XXXX XX': u'200.00',
 u'DEXX XXXX XXXX XXXX XXXX XX': u'2000.00'}

A list of standing orders (Daueraufträge) can be obtained by calling get_standing_orders() method

> so = dkb.get_standing_orders()

A list of standing orders will be returned containing a dictionary per standing order

> pprint(so)
[{'amount': 900.0,
  'interval': u'1. monatlich 01.03.2017',
  'purpose': u'Rate FKB 1234567890',
  'recipient': u'FOO BANK'},
 {'amount': 100.0,
  'interval': u'1. monatlich gel\xf6scht',
  'purpose': u'TRANSACTION',
  'recipient': u'ANY RECIEVER'}]

The method get_exemption_order() can be used to get the exemption orders (Freistellungsaufträge)

> exo = dkb.get_exemption_order()

A dictionary similar to the one below will be returned

> pprint(exo)
{1: {'amount': 1602.0,
     'available': 1602.0,
     'description': u'Gemeinsam mit XXXX XXXX',
     'used': 0.0,
     'validity': u'01.01.2017  unbefristet'}}

To get the amount of dkb points the below method can be used

> points_dic = dkb.get_points()

A dictionary similar to the below will be returned

> pprint(points_dic)
{u'DKB-Punkte': 99999,
 u'davon verfallen zum  31.12.2018': 999}

To scan the DKB postbox for documents the below method can be used

> document_dic = dkb.scan_postbox(path, download_all, archive)

path - optional argument. If specified, documents will be downloaded and stored
dowload_all (True/False) - optional argument. By default only unread documents from DKB postbox will get downloaded and marked as "read". By setting this parameter all documents will be downloaded
archive (True/False) - optional argument. When set to True the "Archiv" folder in the Postbox will be scanned and documents will be downloaded if a path variable is specificed. Handle this parameter with care as the amount of documents to be downloaded can be huge.

The method will return a dictionary containing the different postbox folders and links to download the corresponding documents

Check the scripts dkb_example.py and dkb_docdownload.py for further examples.

Further documentation

please check the doc folder of the project. You will find further documentation and an example scripts of all dkb-robo methods there.

Contributing

Please read CONTRIBUTING.md for details on my code of conduct, and the process for submitting pull requests. Please note that I have a life besides programming. Thus, expect a delay in answering.

Versioning

I use SemVer for versioning. For the versions available, see the tags on this repository.

License

This project is licensed under the GPLv3 - see the LICENSE.md file for details

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