bank2ynab

This project consolidates other conversion efforts into one universal tool that easily converts and imports your bank's statements into YNAB.

Development:

Testing:

• What? (Features)
  • Wish List
• Why?
• How?
• Installation Instructions
  • Requirements
• User Guide
• Known Bugs
• List of Supported Banks

What? (Features)

Convert your downloaded bank statements into YNAB's input format. Here's what this script does, step by step:

1. Look for and parse the bank2ynab.conf. This file contains all the rules and import formats.
2. Look for and parse every CSV file in the configured download directory.
3. If the CSV file matches any of the configured formats:
   1. Create a new CSV file in YNAB's CSV format with the correct columns and a blank Category column.
   2. Optionally delete the original CSV file.

Wish List

• add many more input formats from all the other YNAB-CSV-conversion projects.
• maybe coming later: automatically download your bank statements? (uses external services; only available in some countries)
• maybe coming later: automatically import the converted data into your YNAB app? (optional, default off)

Why?

There are currently more than 80 GitHub projects related to YNAB converter scripts. Clearly there's a need, but until now these solutions have been fragmented. The present project "bank2ynab" aims to focus the efforts on a common source that encapsulates a large number of bank formats. This will also provide a common basis for a solution using a variety of programming languages.

How? Contribute!

• If you're "just a user":
  • tell us your import format and we can create a converter - for you and for everyone else!
  • use the converter provided here and give us feedback - or participate!
• If you've already built a YNAB converter:
  • take advantage of this project to get more import formats.
  • give back to this project by sharing your existing import formats.
• Add a brainstorming item as a new issue.
• Join the chat over at https://gitter.im/bank2ynab/Lobby
• See also: the wiki, perhaps most importantly this page about import formats.

Installation Instructions

• Download this ZIP file
• Note the Requirements for additional details!
• When you're done, refer to the User Guide below.

Requirements

• Windows or Mac or Linux
• Python v3.9+ installed (download it from python.org)
• Support for other scripting languages may follow. Contributions are welcome!

User Guide

Using bank2ynab is easy:

1. Download some bank statements from your banking website.
   • Make sure to choose CSV format. Save with the default suggested filename so that the converter can find it.
   • It's okay if the statements contain data that you already have in YNAB. YNAB will detect and skip these.
2. Check the [DEFAULT] configuration in user_configuration.conf. You only need to do this once. Specifically:
   • Source Path = c:\users\example-username\Downloads Specify where you save your downloaded CSV files.
   • Delete Source File = True set to False if you want to keep the original CSV you downloaded.
3. Check that the configuration in bank2ynab.conf contains a [SECTION] for your banking format. You only need to do this once per bank you use. If you can't find your bank in the config, tell us your bank's format and we can add it to the project.
4. Install the required dependencies by navigating to the bank2ynab directory in your command line and entering the following - pip install -r requirements.txt or pip3 install -r requirements.txt.
5. Run the bank2ynab.py conversion script to generate the YNAB-ready CSV output file. How to do this depends on your operating system:
   • Windows: Open a command prompt, navigate to the script directory, and run the command python bank2ynab.
     • Pro tip: Create a program shortcut! Right-click on the bank2ynab.bat file, choose Send to and then choose Desktop (create shortcut). Now you can just double-click that shortcut!
   • Linux/Mac: Open a terminal, navigate to the script directory, and run the command python3 ./bank2ynab.     - Important: Be sure to use python3 specifically, and not python or python2 which is probably the system default.
6. Depending on your configuration, the conversion script will now import your files into YNAB automatically, or you can add the files manually:
   • Automatic import (when you have provided your YNAB API access token:
     • The conversion script will now ask you which budget it should use to import your converted CSV file to (if you have multiple). It will also ask you which account inside the budget to use (if you have multiple); you'll only have to answer this question once.
   • Manually drag-and-drop the converted CSV file onto the YNAB web app:
     • YNAB will detect this and offer you import options. If you had already switched YNAB to the corresponding account view, YNAB will understand that you want to import this file to this account.

Known Bugs

For details, please see our issue list labeled "Bug".

List of Supported Banks

Here is a list of the banks and their formats that we already support. Note that we have many more formats in the pipeline so the list continues to grow, and we are happy to receive requests. In alphabetical order (country and bank):

1. AT easybank credit card
2. AT Raiffeisen Bank 2018
3. AT Raiffeisen Bank RCM
4. AT Raiffeisen Bank 2019 checking
5. AT Raiffeisen Bank 2021 checking
6. AT Raiffeisen VISA
7. AU ANZ
8. AU ING
9. AU National Australia Bank
10. BE BNP Paribas Fortis old
11. BE BNP Paribas Fortis Export
12. BE KBC checking
13. BE KBC credit
14. BE Keytrade Bank
15. BR Banco do Brasil, checking
16. BR Inter, checking
17. CA TD Canada Trust, checking+Visa
18. CH UBS Checking account
19. CH UBS Checking account - Alternative 1
20. CH UBS Credit card
21. CH SwissCard
22. CH ZKB Erweiterte Suche
23. CH ZKB Finanzassistent-Chronik
24. CO Bancolombia
25. Crypto.com
26. CZ AirBank checking and savings
27. CZ Ceska Sporitelna
28. CZ Raiffeisen bank
29. DE Amazon VISA LBB
30. DE Commerzbank checking
31. DE Consorsbank checking
32. DE Deutsche Bank
33. DE Deutsche Bank Credit Card
34. DE Deutsche Kreditbank checking
35. DE Deutsche Kreditbank credit card
36. DE Fiducia (Volksbank, Sparda-Bank, BBBank, PSD Bank, Raiffeisen, ...)
37. DE ING-DiBa
38. DE Kreissparkasse
39. DE N26
40. DE Ostseesparkasse Rostock checking
41. DE Ostseesparkasse Rostock credit card
42. DE Sparkasse Rhein-Neckar-Nord
43. DE Sparkasse Südholstein
44. DK Bankernes EDB Central
45. DK Danske Bank
46. DK Jyske Bank VISA
47. DK Nordea
48. DK Portalbank
49. Hibiscus banking software
50. HU Erste Bank checking
51. HU K&H
52. HU OTP
53. IE AIB Ireland
54. IE Bank of Ireland
55. IE First South Credit Union
56. IE N26
57. IE Ulster Bank, savings
58. IT RomagnaBanca Inbank
59. LV Swedbank
60. Mint
61. MV Bank of Maldives, checking
62. NETELLER
63. NL Bunq checking
64. NL bunqDesktop software
65. NL bunqDesktop software 2
66. NL ING
67. NL ING Checking 2020
68. NL KNAB
69. NL Rabobank
70. NL Rabobank-2018
71. NL Rabobank Credit Card
72. NO DNB
73. NO Sparebank 1 VISA
74. Personal Capital
75. PL mBank
76. Revolut
77. SE Handelsbanken
78. SE Länsförsäkringar checking
79. SE Nordea - internetbanken.privat.nordea.se
80. SE Nordea - netbank.nordea.se
81. SE SEB Skandinaviska Enskilda Banken
82. SE Sparbanken Tanum
83. SE Swedbank
84. SE Swedbank 2019
85. SE Swedbank 2020
86. SG OCBC Bank
87. SG OCBC Bank Credit Card
88. SG POSB savings
89. SK Tatra Banka
90. SK VUB
91. UK Co-operative Bank
92. UK Monzo checking
93. UK Barclaycard credit card
94. UK Barclaycard Business Credit Card
95. UK first direct checking
96. UK John Lewis Partnership Card (Pre-2022 Format)
97. UK John Lewis Partnership Card (NewDay Format)
98. US Bank of America
99. US Bank of America Credit Card
100. US BB&T
101. US Chase Credit Card 2017
102. US Chase Credit Card 2019
103. US Schwab Checking
104. US Schwab Savings
105. US TB Bank
106. US USAA

Disclaimer: Please use at your own risk. This tool is neither officially supported by YNAB (the company) nor by YNAB (the software) in any way. Use of this tool could introduce problems into your budget that YNAB, through its official support channels, will not be able to troubleshoot or fix. See also the full MIT licence.